Are you currently struggling with debts and looking for a possible solution to take back financial control in Scotland? See below our frequently asked questions on Minimal Asset Process (MAP), please note it is important to receive tailored debt advice before chosen a solution to resolve your debts which we can do for you by clicking the button below.


How much debt do I need to get a MAP?

In Scotland to qualify for a Minimal Asset Process (MAP) you need a minimum of unsecured debt of £1,500.

Is there a limit to how much debt I can have to get a MAP?

Yes! Before the Covid-19 pandemic the limit was £17,000 of unsecured debt to qualify for a Minimal Asset Process , now this has been extended to £25,000

Can I get a MAP if I own a car?

Yes! If you only own one car it must not exceed the value of £3,000, if you own more than one car then that second vehicle must not exceed £1,000. If you have a car on Hire Purchase or PCP finance this would have to be handed back.

How much does it cost to get a MAP?

To register for the Minimal Asset Process in Scotland the application fee is £50, however if you apply for bankruptcy through this process but do not meet the conditions, to continue with your application you must pay a further £100 to meet the £150 cost for full administration Sequestration.

Can I get a MAP if I own my property?

No! In order to qualify for a Minimal Asset Process (MAP) in Scotland you must not own any property or land.

Do I need to be on benefits to get a MAP?

No! in order to qualify for a Minimal Asset Process (MAP) you must have been in receipt of benefits only for the last six months or a money adviser has assessed your income and expenditure and you have no surplus to pay a debtor’s contribution.

I have been bankrupt before do I qualify for a MAP?

You must not have been made bankrupt in the last five years to qualify for a Minimal Asset Process (MAP) in Scotland or you must not have been made bankruptcy through the Minimal Asset Process (MAP) within the last 10 years